Getting Started On Light Insure

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Page Contents

  1. Getting Started On Light Insure
  2. Setting Up Your Company
  3. Policy Packages Set-up
  4. How To Edit The Policy Products
  5. Managing Line Items
  6. Managing Products Taxes
  7. Creating A New Product
  8. Adding Customer Details
  9. How To Create And Manage Policies
  10. Adding An Object To A Policy
  11. Managing Policy Installments
  12. Invoicing From An Installment
  13. Adding Payments

 

Getting Started On Light Insure

  1. Go to www.lightinsure.com and click on either the Free Trial or Buy Now button
  2. Fill in all the required fields correctly, make sure to choose a strong/secure password, and verify that you are a human being by clicking on the “reCAPTCHA” button.
  3. Click on the Get started button
  4. The system will prompt you to Log in
  5. Enter the same Username and Password you used on the sign up page and click on the Login button
  6. Check your email for the Activation Link

NB: This is to make sure you have a valid email address and that no one else can access your account without your knowledge, for security purposes.

 

Setting Up Your Company

  1. Fill in all the required fields correctly and then click on the “Save” button
  2. Click on the “Setup Information” button at the top

NB: This action imports all the important information you need to start using the system. For example, Policy products data and setup, Insurance companies data, Object Types data, Products Groups data, major financial computation formulas for different products etc.

Policy Packages Set-up

This step helps you to manage the master policy packages

  1. Point (Do not click) at your login name at the top right hand corner of your screen, you will get a dropdown list.
  2. Click on “Settings’ on the Dropdown list, it will open the settings page
  3. Click on “Products” link under the heading “Products”. The system will open up a page showing the policy products available.

 

How To Edit The Policy Products

This will help you to alter or amend the figures such as benefits, liabilities, limits etc, of a policy.

For example: Editing the details on “MOTOR PRIVATE COMP”

  1. Click on the “Actions” tab on the far right on “MOTOR PRIVATE COMP” row and then choose the “Settings” option
  2. The action will send you to the “Products Settings” page, and give you a summary of the product
  3. Click on the “Actions” tab on the far right hand corner of your screen. It will reveal a dropdown list, select “Risk Note Setup”
  4. This action will reveal the details of the “Risk Note Setup”
  5. Edit/change any wording or figures to suit your needs, by simply clicking inside the cell and writing your requirements

 

Managing Line Items

  1. Adding a new line item per object (Object Include grouped items such as Benefits, Excess, Limits of Liability etc.)
  • Click on the “Add a New Line” button on the Object you would want to add a new line to
  • Fill in the description of the Item you are adding to the object and pay close attention to the formulas on the “As Per” section.

Special Limits

Use this option when the item you are adding has a special limit set to it.

For example, when adding “Windshield” on a Motor product, on the New Line you have added, enter the details of the Windshield, but on the “As Per” section, choose “Special Limits” on the dropdown list.

Enter the special limits value (e.g 50,000) and on the “Rate”, enter the percentage value to be computed above the special limit (e.g for 10%, just enter the number 10).

Sum Insured

Use this option when you want your value to be computed as per the sum insured.

For example, when adding “Excess Protector” on a Motor product, on the New Line you have added, enter the details of the Excess protector, but on the “As Per” section, choose “Sum Insured” on the dropdown list.

Leave the “Special Limits” section blank and enter the % rate to be computed based on the sum insured.

Flat Rate

Use this option when you want your value to be Flat Rate

For example, when adding “AAR” on a Motor product, on the New Line you have added, enter the details of AAR, but on the “As Per” section, choose “Flat Rate” on the dropdown list.

Nn the “Special Limits” section, enter the flat rate figure (e.g 3,000), leave “Rate” and “Minimum” blank.

 

  1. Deleting an item in an object (Object Include grouped items such as Benefits, Excess, Limits of Liability etc.)
  • Click on the X on the extreme right hand side on the line which you want to delete.
  • This action will cause a dialogue box to appear, click on “OK” if you’re sure you want to delete it.

NB: SCROLL DOWN TO THE BOTTOM OF THE PAGE AND SAVE THE CHANGES YOU’VE MADE.

By clicking the “SAVE” button on the bottom left hand side of the page.

 

Managing Products Taxes

This will help you to select the taxes applicable for every product

NB: If you were already working on a product, jump to step 5

  1. Point (Do not click) at your login name at the top right hand corner of your screen, you will get a dropdown list.
  2. Click on “Settings’ on the Dropdown list, it will open the settings page
  3. Click on “Products” link under the heading “Products”. The system will open up a page showing the policy products available
  4. Click on the “Actions” button on the right hand section of the product you want to Manage Taxes, then Click on “Settings”.
  5. On the “Products Settings” page, click on the “Actions” button on the extreme right hand corner of the page, and choose the “Taxes Setup”.
  6. This actions will reveal a page with Taxes Setups. Check or uncheck the boxes representing the applicable taxes for the product.

NB: Click on the “Save” button.

 

Creating A New Product

  1. Point (Do not click) at your login name at the top right hand corner of your screen, you will get a dropdown list.
  2. Click on “Settings’ on the Dropdown list, it will open the settings page
  3. Click on “Products” link under the heading “Products”. The system will open up a page showing the policy products available
  4. Click on the “Create New/View” button on the extreme right hand side of your screen
  5. Click on the “New Product” option. This action will cause an “Add Products” popup page to appear
  6. Fill in the required fields, with the details of the new product you want to add

NB: Click on the “Save” button.

  1. The system will open up the product you have created.
  2. On this page, click on the “Actions” button and
  • Set up the Cover Note on the “Risk Note Setup” option from the dropdown list or
  • Manage the Cover Note taxes by clicking on the “Taxes Setup” button or
  • Edit the Cover Note details by clicking on the “Edit” button or
  • Simply view the details of the new product by clicking on the “View” button

 

Adding Customer Details

  1. Go to CRM on the Main Menu Bar (At the top) and click on “Customer Database”
  2. On the new page, click on the “Create New/View” button on the extreme right hand section on the page.
  3. Click on the “New Customer” option from the dropdown list
  4. After clicking on the “New Customer” option, a popup window with a form to capture customer details will appear
  5. Fill in all the relevant customer details on the form, and then click on the “Save” button.
  6. After saving, a new “New Customer” popup will appear. You can choose to add another customer or close the popup by clicking on the “Close” button on the top right hand side of the popup.
  7. After closing the popup, the system will redirect you to the “Customers Database”.
  8. To view or edit a customer’s details, click on the “Actions” button on the right hand side of the particular customer’s row.

 

How To Create And Manage Policies

  1. On the main Menu, point at the “Underwriting” item, and click on “Policies” from the dropdown list. This action will take you to the “Policies” page.
  2. On the “Policies” page, click on the “Create New/View” button on the right hand corner of the page. From the dropdown list, click on the “New Policy” option. This action will take you to the “New Policy” page.
  3. For an already existing customer, start typing on the customer input field and choose the customer from the dropdown list.
  4. For a new customer, start typing the name of the customer, but click on the “+ New Customer” option. This option will lead you to a New Customer’s popup page, where you will be able to enter all the details of the customer.

Click on “Save”

  1. Next, fill in all the other fields with the customer’s details. Then click on the “Save (Continue Setup) option.
  2. Next, the system will redirect you to the “Policy Details” page where you will be able to manage the Sum Insured, Basic Premium %, and Basic Premium Total
  3. Next, fill in the customer details in the relevant fields
  4. At the bottom of the page, on the left side, click on the “Save” button.

 

Adding An Object To A Policy

Examples of Objects in this case include: A person, A motor vehicle, or any other insurable item.

NB: These are preconfigured on the Setup page

  1. Within the “Policy Details” page, click on the “Actions” button at the top right hand corner of the page.
  2. Select the “Objects” option from the dropdown list. On the new “Objects” page, click on the “Add Objects” button.
  3. This action will reveal an Object Details Form, where you will enter the details of the object you are adding. When you are through, click on the “Save” button.

How to PDF a Policy

On the “Policy Details” page, click on the “+Actions” button on the extreme right hand section of the page. Click on the “PDF Cover” option and it will reveal the PDF version of the Policy. You can email, print, or download the policy.

 

Managing Policy Installments

This section allows you to define the agreed payment terms with the client. To enable you to:

  • Track the agreed payment schedules
  • Invoice for pending installments
  • Get a comprehensive statement of all the payable installments

Within the “Policy Details” page:

  1. Click on the “Actions” button on the top right hand corner of the page. Select “Installment Schedule” from the dropdown list.
  2. This action will reveal the “Installments Schedule” page, where you will be able to generate the installments schedule.
  3. Click on the “Save” button

 

Invoicing From An Installment

This section allows you to send an invoice to your customers based on the installments schedule.

Within the “Installments Schedule” page:

  1. On the “Installment Schedule” table, on the “Actions” column, click on the “+Invoice” action
  2. This will reveal a “Create Invoice” popup window. Confirm the details are correct and then click on the “Save” button at the bottom.
  3. The system will automatically create an Invoice and reveal the generated invoice
  4. On the newly generated Invoice, you can email it to the customer by clicking on the “Email” button. Confirm that all the information on the email including the addresses is correct, then click on the “Send” button at the bottom

How to PDF an Invoice

Within the “Invoice” click on the “Actions” button and choose the “PDF” option. This action will reveal the PDF version of the email, which you can download or print.

 

Adding Payments

There are two ways of adding the payments that you’ve received from the invoices.

Method One

On the “Menu Bar”

  1. Click on the “Accounts” tab and select “Invoice” from the dropdown list
  2. This action will open the “Invoice” page, where you will be able to view all the Invoices in the system
  3. Click on the “Actions” button on the specific invoice you want to add the payments. This button is on the extreme right hand side of the screen under the “Action” column
  4. Click on the “Add payments” option from the dropdown list.
  5. This action will reveal a “New Payment Invoice” page.
  6. Fill in the relevant details of the payment.

NB: You can edit the payment value on the “Payment” column to match the exact figures paid by the customer in case the payment is not the exact “Amount Due”.

Method Two

On the “Invoice”

  1. Click on the “Actions” button on the extreme right hand corner and select the “Add Payments” option from the dropdown list.
  2. This action will reveal a “New Payment Invoice” page.
  3. Fill in the relevant details of the payment.

NB: You can edit the payment value on the “Payment” column to match the exact figures paid by the customer in case the payment is not the exact “Amount Due”.